The short answer: The cheapest paid AI subscription in 2026 is Google AI Plus at $4.99 a month, followed by ChatGPT Go at $8. If you want several top models in one plan, the cheapest options are the $20 multi-model packs. If you also need AI video, voice and design tools, a $29.95 bundle covers more for less.
Below is every major paid plan sorted by price, then the cheapest pick for each kind of user.
Every AI plan, cheapest first
US monthly prices on monthly billing, checked October 2026. Prices in other countries can differ.
| Plan | Monthly | What you get |
|---|---|---|
| Google AI Plus | $4.99 | Gemini with higher limits, plus 400 GB of storage |
| Poe | from $4.99 | Many models in one app, paid for with points |
| ChatGPT Go | $8 | ChatGPT with about 10x the Free limits; may show ads |
| SuperGrok Lite | $10 | Grok with higher limits |
| GitHub Copilot Pro | $10 | AI for coding only |
| Le Chat Pro (Mistral) | $14.99 | Mistral's assistant with higher limits; $5.99 for students |
| Google AI Pro | $19.99 | Gemini's top models, Gemini in Gmail and Docs, 2 TB of storage |
| ChatGPT Plus | $20 | Full ChatGPT, including deep research and agents |
| Claude Pro | $20 | Claude for writing and coding; about $17 billed yearly |
| Perplexity Pro | $20 | AI search with sources; about $17 billed yearly |
| AI All-Access Pack | $20 | ChatGPT, Claude, Gemini and Grok in one app |
| Luxury Tools bundle | $29.95 | Shared access to 35+ AI, ecom and design tools |
| SuperGrok | $30 | Grok's standard paid plan |
Every big assistant also has a free plan. If you use AI a few times a week, start there before paying for anything.
The cheapest pick for each need
Cheapest overall: Google AI Plus, $4.99
Google cut AI Plus from $7.99 to $4.99 in June 2026, which makes it the lowest-priced plan from a major AI company. You get more Gemini use than the free plan, plus 400 GB of Google storage. If you already pay Google for storage, the AI part is almost free.
Watch out for: you don't get Google's top models. Those need Google AI Pro at $19.99.
Cheapest ChatGPT: Go, $8
Go gives you ChatGPT with much higher limits than Free, for 60% less than Plus. It leaves out the heavy features, such as deep research and agents, and it may show ads in the US. For writing, questions and summaries, it's usually enough.
More ways to save on ChatGPT: the cheapest way to get ChatGPT Plus and how to get ChatGPT Pro cheaper.
Cheapest for coding: GitHub Copilot Pro, $10
If you mainly want AI to help you write code, Copilot Pro works inside your code editor for half the price of a $20 chat plan. There's also a free tier with lower limits.
Cheapest for students: Le Chat Pro at $5.99, or free offers
Mistral's student price is $5.99 a month. Perplexity offers Education Pro for $10. OpenAI's 2026 Back to School offer gives students four free months of ChatGPT Plus if they claim it by October 31, 2026.
Cheapest way to get several top models: the $20 multi-model packs
The AI All-Access Pack, sold by Bluehost, Network Solutions and Domain.com, puts ChatGPT, Claude, Gemini and Grok in one app for $20 a month per user. Buying those four separately costs about $90.
Watch out for: the $20 is an introductory price that renews at the then-current rate. It isn't sold in the EU or UK. Check which model versions and usage limits you get before you pay. Poe works in a similar way from $4.99, but the bigger models use up its points faster.
Cheapest way to get AI plus creative and ecom tools: a bundle, $29.95
If you'd also pay for ElevenLabs, Canva Pro, AI video tools or ecom research tools, a bundle covers far more than any single AI plan. The Luxury Tools membership includes ChatGPT Pro, Claude, Gemini, SuperGrok, Perplexity, ElevenLabs and 25+ ecom and design tools for $29.95 a month.
| Tool | Plan | Monthly |
|---|---|---|
| ChatGPT | Pro | $200 |
| SuperGrok | Standard | $30 |
| ElevenLabs | Creator | $22 |
| Claude | Pro | $20 |
| Perplexity | Pro | $20 |
| Gemini | Google AI Pro | $19.99 |
| Bought separately | $311.99 | |
| Luxury Tools membership | $29.95 | |
How to pay less on any plan
- Pay yearly for the one tool you use daily. Claude Pro and Perplexity Pro both drop to about $17 a month. ChatGPT has no yearly option.
- Don't double up. Two $20 assistants usually overlap. Keep the one you open most and use the other's free plan.
- Downgrade before you cancel. Many tools have a cheaper tier, and some show a discount when you start to cancel.
For a full walkthrough, see Cut your AI subscription bill: a 5-step audit, or compare every way to get AI tools cheaper on one page.
Which should you choose?
- Light use: a free plan, or Google AI Plus at $4.99.
- Mostly ChatGPT, no heavy features: ChatGPT Go at $8.
- One serious assistant: a $20 plan from the company whose model you like best. Not sure which? Read ChatGPT vs Claude vs Gemini vs Grok.
- Several top models: a $20 multi-model pack, or see cheapest ways to use ChatGPT, Claude and Gemini.
- AI plus video, voice, design or ecom tools: a bundle. Check your numbers in the savings calculator.